Stop Trading Your Time for Money

“If you don’t find a way to make money while you sleep, you will work until you die.” Warren Buffet Mr. Buffet is making a point. One of the best ways to define wealth or financial independence is the point at which you have enough assets or passive income to stop trading your time for money. Of course this oversimplifies the financial planning process, but it is a great place to begin a conversation. If this is one of your goals, we should talk. Do you have enough? Are you saving and investing enough? Are you making demonstrable progress? How much is enough? The answers depend on you and your unique situation. A financial plan is a living document that can help define and answer these questions. A well-diversified portfolio […]

Read More

What is Ethical Investing?

“Creating a strong business and a better world are not conflicting goals. They are both essential ingredients for long term success.” Bill Ford What is Ethical investing? Investopedia defines ethical investing as the practice of using one’s ethical principles as the primary filter for the selection of securities. This is as good a definition as any. It is an acknowledgement that we vote with our wallets with just about every financial decision we make. If you’re serious about “voting with your wallet”, building a well diversified portfolio of investments to achieve your financial goals, and you want to improve the quality of our planet and the people that inhabit it, you are going to need to learn about SRI and ESG . SRI is simply Socially Responsible Investing.  Socially Responsible […]

Read More